The end of 2025, that is, four years later, Taiwan will enter a super-high society. From that moment on, one in every 5 people was over 65 years old.
Don't cry, don't laugh, but understand. Taiwan’s population is getting older, and this is an irreversible trend.
Therefore, we have seen some advanced deployments as the Financial Institutional Financial Institution, including the Financial Control Council's "Haoxiang Retirement" project, and the "Haoxiang Retirement" project of the Central Security Clearing House, it has continued to launch a "Hao Haosheng Retirement Preparation Platform" for the working population.
Investing in financial management for retirement is definitely an advanced deployment. This is not a matter of one or two years, but a long-term plan of 5 years, 10 years, or even more than 10 years.
Based on the average Chinese life of 80 years old, the expenditure after retirement will last for 15 years. With the increasing expenditures in the late stage of life (the unhealthy life of the disabled bed in the country reaches 8.7 years), if you do not want to end up in a bland and financial independence and advance planning, it is definitely a financial safety subject that cannot be avoided.
But there is no need to worry about it. According to statistics, about 87% of the elderly over the age of 65 are healthy elderly people, and only 13 parties will fall into a disability state that requires a long-term care.
Life longer and live more qualityMy plan for these two types of elderly people is very simple. Facing disabled elderly people in the 13-party gang, relying on long-term care, its suspicion is to "reduce pain"; as for healthy elderly people who are up to 87%, the focus is on how to "enhance happiness."
Whenever it is discussed and aged, it always leaves medical treatment. In fact, Taiwan’s medical technology and health care system have a mission to deliver results that will allow us to “live longer”. But everyone knows that living longer does not mean "living happier" or "living more quality".
This is why, people who are about to enter the elderly or are lucky enough to be healthy and have a high health should think carefully about how to live after 65.
Social participation is a pill, but what exactly is the core content of social participation? Facing this great question, my answer is: learn.
Learning, it often talks about old people, but when used in older people, it will definitely overcome the rules and regulations. For example, we often connect learning with children, and we hope that they “don’t go to the starting line” from the beginning of the kindergarten.
But can we think in a different position? If learning is to make life more fulfilling and better, then can we also advocate another meaning of learning that is "not to end"? In a super-high society, the importance of not being at the end is definitely not less than that at the starting line.
Age learning In order to pursue self-realizationIn addition, we let children learn, and we cannot avoid utilitarianism, hoping that parents will have light on their faces; otherwise, the elderly will not be able to learn, purely for the sake of interest and self-realization, and there is no burden of fighting for their children. Think carefully, isn’t this true understanding of real learning?
Also, the entire system has almost extended moral education to 12 years (if colleges do not have a phase-out mechanism, it will be 16 years). So, when we enter a super-high society, should we also have the imagination of high aging learning 12 years after retirement?
We provide children with school, and even after the course, there are self-study courses for talent classes. Even for office workers, the company provides various in-service training, but what about those with advanced age? Should we also provide more systematic information and resources so that they can easily obtain and then get it and learn?
This concerns the government resources and is also a pain point that high-end industries can enter. As long as we think about our current learning resources and turn the subject from a child to an elderly person, we will discover a new world.
Multiple-party connection. Make good use of aphrodisiac resourcesNo need to start from scratch in everything. In fact, Taiwan society has many resources to experience and learn. Just connect with each other and remove the old wall.
In the 2021 Keelung City High Age Forum, Xin Zhining, director of the National History Museum's promotion group, mentioned that the educational function of the museum has changed drastically, from the destination to the platform, from the display of objects to the participation of people. Under the initiative of creative aging, the museum that has always been regarded as a high-level learning field has become a high-level learning field that everyone can participate.
Many of them cannot be done because they don't know that when retirement life is lifted from all kinds of constraints, the taste of learning is the original flavor. A super-high society is not a short and surprising one or two years, but the future of Taiwan. We must review the exchange between the aged and the learning environment early, and then connect the method and give it a push.
